Pay for Your Remodel with Predictable Monthly Payments
McDaniels Kitchen and Bath works with Hearth so you can see monthly payment options* before you start your kitchen or bath remodel. You can review rates from over a dozen lenders through a quick and secure application, without affecting your credit score and without tapping into your home equity.
Use the calculator to estimate a monthly payment for your project, then see your personalized options. Our experienced designers are available for complimentary consultations whenever you’re ready to plan the project.
- Rates in under 2 minutes
- Fixed rates and terms‡
- No prepayment penalties
0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer.
Without affecting your credit score.
How Financing Your Remodel Works
Plan Your Project with McDaniels
Start with a complimentary design consultation and a tour of our showroom. An in-home consultation to measure your space comes next, so you know what you’re financing.
Estimate Your Monthly Payment
Enter your project cost and credit score range in the calculator above. Then review your personalized rates through Hearth, which takes under 2 minutes and doesn’t affect your credit score.
Choose a Loan That Fits Your Budget
Pick the option that works for you. Personal loans through Hearth’s lending partners have fixed rates and terms, and there are no fees for paying off your loan sooner.‡
What Financing Through Hearth Offers
Rates in Under 2 Minutes
Review your rates from over a dozen lenders through Hearth’s quick and secure application.
No Credit Score Impact
Reviewing your rates through Hearth’s application doesn’t affect your credit score.
Fixed Rates and Terms
Personal loans through Hearth’s lending partners have fixed rates and terms, so you’ll know your monthly payment upfront.‡
Fast Funding
Loans typically fund in 1 to 5 business days. If approved, Hearth’s lending partners can deposit cash into your account as soon as 24 hours.†
No Prepayment Penalties
There are no fees for paying off your loan sooner, saving you time and money.
No Home Equity Required
Pay for your project with predictable monthly payments without tapping into your home equity.
Clear Answers About Financing Your Remodel
Will checking my rate affect my credit score?
No. You can review your rates from over a dozen lenders through Hearth’s quick and secure application without affecting your credit score.
What is a personal loan?
It’s a way to pay for your project with predictable monthly payments without tapping into your home equity. Personal loans through Hearth’s lending partners have fixed rates and terms, and no equity is required.
How much can I finance, and for how long?
Hearth’s partners can offer lending options from $1,000 to $250,000, for terms from 2 to 12 years.‡
How quickly will I get the money?
Loans typically fund in 1 to 5 business days. If approved, Hearth’s lending partners can deposit cash into your account as soon as 24 hours.†
Can I pay my loan off early?
Yes. There are no prepayment penalties, so you won’t pay any fees for paying off your loan sooner.
Is 0% financing available?
A 0% financing option includes a 0% APR during a promotional period only, and the promotional period varies in length among offers. Higher APRs apply after the promotional period, so review the disclosures for any particular card offer.
Questions about your project? Contact McDaniels or see how our remodeling process works. Still working out your budget? Read budgeting for a remodel in the Lansing area. Need help with your application? Call Hearth at 512-607-5977.
* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.
† Funding can be as soon as 24 hours and takes 3-5 days on average.
‡ Our partners can offer lending options from $1,000-$250,000 for terms from 2-12 years.
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.
Request A Free Consultation
Our experienced designers are available for complimentary consultations.
